Car insurance is a must if you own a vehicle, and you'll be glad you have it after an accident. But you don't want to spend a penny more than necessary on a policy, and you shouldn't have to. By knowing exactly what affects your auto insurance rates, you can figure out how to save on car insurance and get good coverage without breaking the bank.
It is not unheard of to save 30% or more simply by switching to a new insurance company or broker - your existing insurance broker won't tell you about lower rates or programs that can make your insurance package competitive. Why should they, after all? You are already on a plan, paying a higher rate.
Whether you already have auto insurance or you have to select a new policy, it is well worth your time to shop around and check out a variety of different providers. You never know what opportunities you could be missing to save money.
Maintaining a car and paying for gasoline are expensive enough - there is no reason you should pay more than you need to on auto insurance. It only takes a few minutes to compare quotes from different insurance providers, and the savings could start right away!
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